Commercial Property Insurance

We write commercial property insurance in 46 states. Machine Shops, Offices, Medical Facilities, Service Businesses, Theaters, Churches, etc...

We aggressively write Commercial Property Insurance in 46 states.

There are some restrictions in catastrophe prone areas.


  • Property – broad appetite
  • Crime – written in conjunction with Property
  • Boiler and Machinery – written in conjunction with Property
  • In house capacity per location – $100,000,000
  • Specialized Green “Leed” coverage forms
  • “Clean & Green” Solar Energy coverage forms
  • Minimum deductible – $1,000 per occurrence
  • Minimum premium $1,000 Small Property TIV/$2,500 Mid-Large TIV Property schedules for
    qualifying risks

Recent Successes

  • Contractors
  • Metal Working
  • Machine Shops
  • Offices
  • Medical Facilities
  • Plastic Worker
  • Service Businesses (restoration)
  • Municipalities
  • Theaters
  • Churches
  • Nursing Homes

Specialty Auto For Nursing Homes/Assisted Living

  • Supporting line to be written with the Property for nursing home facilities, retirement, independent living only
  • Owned/hired/non-owned
  • $1,000,000 CSL, Auto Medical $5,000, PIP per endorsement
  • Uninsured/underinsured motorist-state minimums
  • Ded: Liability not entertained/PD Collision $1,000 min. Comprehensive $500 min.

Inland Marine

  • Builder’s Risk up to $100,000,000 (wood frame limited per risk)
  • OCP Builder’s Risk
  • Green “Leed” Builders Risk coverage forms
  • Renovation Builder’s Risk
  • Installation Floaters
  • Contractor’s Equipment
  • Transportation/Motor Truck Cargo (no high theft potential items)
  • Medical Diagnostic Equipment
  • Broadcaster’s Coverage (Building, personal property, antennas, etc.)
  • Wireless Communication (cell sites, etc.)
  • Equipment Dealers
  • Fine Arts
  • Special Floater (i.e. Communication Equipment, Athletic Equipment, Band Uniforms, Business Machines, Caterer’s Equipment, Exhibitions, Fire Equipment, Flags & Banners, Golf Carts)
  • Solar Equipment: Installation and/ or functioning equipment: Business Income including tax credits
  • Minimum deductible – $1,000 per occurrence./Minimum premium $750 for qualifying risks
  • Policy extensions and multi-year policies can be consideredPlease send your submissions to
    For more information, please contact: Ross Driscoll, Jeff Gray or Debbie Swenson at 661-266-4444 or Contact us here.