National E & S Insurance Brokers, Inc. is proud to announce our new program with an A X rated carrier. The carrier offers coverage for first party clean-up and third party liability claims arising from covered pollution events. Coverage can be provided for all pollutants including Asbestos, Lead, and indoor air quality issues such as Fungus/Mold or Legionella.
Policies may be written for periods of 1 or more years. The rates are extremely competitive and surprisingly affordable for property owners. The mold deductible may be reduced by 50% if the insured has a water intrusion and maintenance plan and uses the services of an approved restoration vendor immediately when a water event occurs. Protect your agency errors and omissions policy by offering this on all renewals. Share this with your insured and gain a competitive edge over your competitors.
OWNERS & OPERATORS ENVIRONMENTAL IMPAIRMENT LIABILITY
Min. Premium: $15,000
Limits $1M – $10M Retention: $50k – $100k depending on risk*
Term: 1 – 3 years
Submission Requirements for Bindable Indication:
Documented Risk Management:
* may be waived if insured can provide evidence (documented) that they have a formal maintenance protocol that they have been doing regular inspection and maintenance of their facilities i.e., inspection notes, web based business continuity & emergency response planning application such as Circumspex (www.circumspex.com) and follow-up reports, etc. An acceptable web based continuity program will be eligible for an additional 5% discount.Download Application