Small Entity Compliance Guide to Renovate Right EPA’s Lead-Based Paint Renovation, Repair Painting Program

A handbook for contractors, property managers and maintenance personnel working in homes and child-occupied facilities built before 1978. Who Should Read this Handbook? Anyone who owns or manages housing or child-occupied facilities built before 1978. Contractors who perform activities that disturb painted surfaces in homes and child-occupied facilities built before 1978 (including certain repairs and […]

Additional Insured Endorsement Considerations for General Contractors 

As a licensed general contractor and insurance broker, I’m often asked by trade and general contractors for guidance with their risk management. Usually, they’ll ask me how I managed risks with my own construction company through the years. We constructed a new building for our company 3 years ago, for which I was the general […]

Cleaning & Restoration Magazine August and September 2010

August 2010 – Risk Management: Purchasing Insurance, Safety & Probability, Smart Franchising. September 2010 – Expanding Your Market Share: Generating Sales Leads, Must-Have Insurance Coverage, Smart Selling, Using Consultants to Market. Click here to read the articles in R&R Magazine

Why Plumbers Need Liability Insurance: Plumbers Pollution Liability Exposures 

Today’s plumbing or HVAC professional is assuming risks that were previously covered by their general liability policies. Insurance carriers today routinely insert pollution, asbestos, lead, microbial matter (mold) and bacteria exclusions into their policies. These exclusions were being added over the last 10 years as insurance carriers were paying claims for the above exposures they […]

Why Contractors Need Environmental Insurance

No matter how careful you are, you can never eliminate all exposure to hazardous materials or waste on construction jobsites. Improving quality control, material handling procedures, conducting site surveys, and updating work policies can help prevent accidents and exposure and improve work site health and safety, but these steps alone may not be enough to […]

Sampling of Environmental Losses in Buildings

Long Island apartment tenants forced out – mold remediation expected to cost millions for Archstone-Smith A resident of a water-damaged apartment complex filed a lawsuit Wednesday against the property owner, saying that the Archstone Westbury’s “water intrusion problems” and reported mold and mildew made her sick and damaged her property, according to court documents. Andrea […]

National E & S Insurance Brokers New Apartment Program Policy

Habitation risks such as apartments and including condominiums, hotels, assisted living communities, college dormitories, homeowner associations, and healthcare facilities have significant indoor and outdoor environmental exposures whether already built or new construction. While mold is a major risk, other exposures exist such as lead, asbestos, radon, carbon monoxide, soil contamination, underground storage tanks, and bacteria […]

Apartment and HOA Environmental Impairment Liability Including Asbestos, Lead, and Mold

National E&S Insurance Brokers, Inc. is proud to announce our new program with an A X rated carrier. We work exclusively with insurance brokers and are regarded as one of the top environmental wholesalers in the country. REITs, property managers, portfolio owners, condominium associations and HOA’s can now receive pollution coverage at competitive rates with […]