National E&S helps retail agents place contractor and environmental insurance for complex restoration, construction, pollution, professional, and excess liability risks. Explore seven classes and coverage areas where we are seeing strong activity, then contact our team to discuss fit and submission requirements.
These are not the only accounts we can handle, but they are areas where we continue to see steady submission flow and placement success. Eligibility depends on the insured’s operations, loss history, location, project types, and coverage requirements. Our team can help determine whether an account may fit before you complete a full submission.
Restoration firms, environmental operations, general contractors, artisan contractors, and commercial construction risks.
General Liability, pollution, professional liability, workmanship-related coverage, excess, auto, and Workers’ Compensation
Support for complex operations, multi-state exposures, contractual requirements, and accounts that may not fit standard-market appetite.
Restoration contractors often perform urgent work in damaged or occupied buildings, creating a mix of liability, pollution, professional, vehicle, and employee exposures. We work with restoration firms ranging from specialized cleanup contractors to companies handling full reconstruction.
Environmental accounts can involve both field operations and technical services, creating overlapping contracting, pollution, and professional exposures. This remains one of National E&S’s strongest areas of experience.
Some accounts can secure primary coverage but still struggle to obtain the additional limits required by a contract, project, or larger insurance tower. National E&S has in-house authority for eligible construction risks and more than 120 additional classes.
Contractors may face traditional bodily injury and property-damage exposures alongside pollution conditions created by their work. A combined form can make the placement easier to manage than purchasing two separate policies.
Some contractor accounts need a focused General Liability placement because their operations, subcontractor use, geographic reach, or project requirements do not fit standard-market guidelines. We maintain access for many general contractor and artisan contractor classes.
General Liability does not address every allegation arising from design coordination, construction management, professional services, or workmanship. Contractors professional liability and workmanship-focused solutions can help address certain exposures outside a traditional GL policy.
Larger artisan contractors and general contractors may have both professional and pollution exposures on the same commercial project. A combined form can address these exposures under one placement and help agents meet more complex contractual requirements.
Contact a member of our team to discuss the account, confirm potential fit, or determine what information will be needed for a submission.