Contractors Pollution Liability

On October 30, 2010, the United States Environmental Protection Agency (USEPA) began enforcing a regulation aimed at preventing lead poisoning. All contractors performing renovation, repair or painting projects that disturb lead-based paint in pre-1978 homes, child care facilities and schools must be certified and follow lead-safe work practices. Firms must be certified and renovators must be trained.

The fine for non-compliance by the EPA is $37,500 per violation PER DAY!

Download our printable fact sheet and the EPA’s Small Entity Compliance Guide to Renovate Right to learn more about this new regulation and share it with your contractor insureds.

While the new regulation does not mandate insurance coverage for the contractor, the exposures are still present.

National E & S provides AN Exclusive Contractors Pollution Liability Program that offers broad, innovative pollution coverage for small, medium and large contracting accounts. Protect your E & O and separate yourself from your competition by offering contractor pollution liability on your renewals and new business.

Need a quick indication?

Download our CPL Quick Indication Form in Word or PDF format.

Coverage Details

Coverage – Contractors Pollution Liability – Artisans + GC’s

• Occurrence CPL – Defense outside
• Blanket Additional Insured’s and Waiver of Subrogation included
• Occurance mold, transportation pollution, blanket non-owned disposal site included
• Occurnace mold available on all classes except plumbers, HVAC, roofers, water proofers, & home builders

Capacity

• Up to $11 million per occurrence/claim

Minimum Premiums

• $1,500 occurrence CPL defense outside.

Key Competitive Advantages

• A.M. Best A+ Rated
• Covers work performed by or on behalf of Named Insured (work by subcontractors)

For additional information on the USEPA Guidelines please visit http://www.epa.gov/lead/pubs/renovation.htm

Contact Us today for more information.