Electrical, HVAC, Plumbing, Landscaping, Drywall, Stucco, Concrete, Tile, Masonry, Framing, Carpentry, Painting, Fire Sprinkling, Telecom installation and Solar Panel Installation artisan subcontractors, just to name a few!
Minimum Premium: $1,500
Minimum Retention: $2,500
Limits: up to $5 million – Limits available vary per revenues
Availability: In all 50 states and U.S. territories
Faulty Workmanship: A plumbing contractor incorrectly installed the plumbing and pipes in a new home. The homeowner discovered the leak coming through the light fixtures to the floor below. The plumbing contractor’s general liability policy covered the third party damages to the
homeowner’s ceiling, flooring and cabinets; however, the cost to rip out and replace the faulty pipes was excluded. Our Artisan Subcontractors policy would cover the cost to rip out the shower, repair the faulty pipe and restore the shower to its proper appearance.
Pollution: Excavation Contractor was responsible for excavating and back filling a site. Soil that was used for backfill contained chemical contamination. The contamination seeped through soil and into water supply. Pollution events are typically excluded on the GL. Property damages and clean up costs may be covered under contractors pollution coverage
Pollution: A flooring contractor did not properly ventilate a room after installation. Excess moisture caused mold in the subfloor. Mold is typically excluded on the GL. The resulting property damage to the floor caused by mold may be covered under contractors pollution coverage.
Pollution: A concrete subcontractor did not properly ventilate one of the buildings after completing a pour of the concrete. As a result, the floors, walls and fixtures developed mold. The contractor’s general liability policy denies coverage citing the mold and pollution exclusion. A CPL Policy would cover the cost to clean up and repair/replace damage caused by the Mold condition.
Rectification: Design builder hires a mechanical engineer to design an HVAC system for a hospital. At testing and commissioning, the contractor found that the engineer’s design was inadequate in meeting the hospital’s system requirements. The Contractor incurred $300K in additional costs to rip out, redesign and replace the equipment.
Ross Driscoll Sr.
(775) 507-2530 ext. 4070
(661) 266-4444 ext. 4070
Ross Driscoll Jr.
(775) 507-2530 ext. 4076
(661) 266-4444 ext. 4076
(775) 507-2530 ext. 4079
(661) 266-4444 ext. 4079
(775) 507-2530 ext. 4092
(661) 266-4444 ext. 4092