Our program offers multi-line coverage options for all types of mining operations, contractors and related operators through our wholly-owned A/A- rated insurance carriers.
OVERVIEW:
We have an expansive appetite for mining related energy risks including:
Coal and hard rock mining operators
Aggregate, sand, gravel, and crushed stone contractors
Dimensional and specialty stone contractors
Processing facilities and site excavators
Security contractors and mining industry consultants
Machine shops including material handling repairs
Metal Fabrication and welding operations
Subcontractors serving mining operations
COVERAGE:
Our coverage options include broad mining industry specific protection features including:
Property
Inland Marine
General Liability
Workers Compensation
Commercial Automobile
Pollution (Time Element)
Excess Liability
FEATURES:
A.M. Best rated A- carrier
Admitted paper in most states
$5,000 minimum premium on General Liability
$2,500 minimum premium on Worker’s Compensation
Liability – up to $1,000,000 occurrence / $2,000,000 aggregate
Excess liability up to $5,000,000 limit
Property and Inland Marine Liability limits up to $10,000,000 per occurrence. (We can entertain larger schedules of values)
Submission Requirements: Mining Application Completed & signed ACORD application. 5 years currently valued loss runs or as long as the applicant has been in business. Workers Compensation Census. Resumes of owners/managers, hiring practices, safety programs and if a new venture.
SUCCESSES:
Aggregate Quarry (Indiana) GL/Prop/WC/IM $22K for all lines
Quarry Heavy Equipment Servicing (Multi-state) GL/Auto/XS $250K for all lines
Precious Metal/Ore Processing (Idaho) GL/Prop/IM/WC/HNOA $45K for all lines