National E & S Insurance Brokers, Inc. has relationships with premier writers of site pollution in the US, we have market access other wholesalers dream of having. This program offers coverage for first party clean-up and third party liability claims arising from covered pollution events. Coverage can be provided for all pollutants including Asbestos, Lead, and indoor air quality issues such as Fungus/Mold or Legionella.
Policies may be written for periods of 1 or more years. The rates are extremely competitive and surprisingly affordable for property owners. The mold deductible may be reduced by 50% if the insured has a water intrusion and maintenance plan and uses the services of an approved restoration vendor immediately when a water event occurs. Protect your agency errors and omissions policy by offering this on all renewals. Share this with your insured and gain a competitive edge over your competitors.
OWNERS & OPERATORS ENVIRONMENTAL IMPAIRMENT LIABILITY
Min. Premium: $15,000
Limits $1M – $10M Retention: $50k – $100k depending on risk*
Term: 1 – 3 years
Submission Requirements for Bindable Indication:
Documented Risk Management:
* may be waived if insured can provide evidence (documented) that they have a formal maintenance protocol that they have been doing regular inspection and maintenance of their facilities i.e., inspection notes, web based business continuity & emergency response planning application such as Circumspex (www.circumspex.com) and follow-up reports, etc. An acceptable web based continuity program will be eligible for an additional 5% discount.Download Application