Plumbers GL + CPL Combined

Plumbing + HVAC Contractor Program – Combined GL and Pollution Policy Form

We have created a program for residential and commercial service and repair contractors combining GL and Contractor Pollution Liability with a new “A” Rated Carrier partner. There is no other program like this in the country and the only one of its kind.

  • New Construction – OK
  • Repair | Remodeling | Service – OK
  • New Custom Homes – OK

The policy includes the following:

  • Occurrence General Liability has defense costs outside the limits
  • Occurrence Contractor Pollution Liability has defense costs outside the limits
  • Seperate GL & CPL llimits available
  • Claims-Made Mold Coverage Endorsement has defense outside the limits
  • Blanket Additional insureds where required by written contract including your work wording for commercial jobs
  • Transportation Pollution
  • Non Owned Disposal Sites
  • Per Project Aggregate with no policy limit
  • All states are eligible except CO, NV, LA, and NY

The rates for the combined form are very competitive when compared to carriers offering general liability only. All plumbers work in environments where asbestos, lead, mold, bacteria, and blood borne pathogens may exist. General liability policies specifically exclude these exposures. Offering this to your clients will help your agency protect your own errors and omissions exposure and seperate you from competitors.

Nose coverage is available for those risks that may currently have contractor pollution liability with or without mold. It is possible to save current claims made mold retro dates.

In many cases we offer GL + CPL for less premium than others offering just GL.

Click here to read about the importance of Plumbers Pollution Liability coverage.

For more information, please contact us at:


Everything You need to Know When Offering Pollution Liability Coverage