We aggressively write Commercial Property Insurance in 46 states.
There are some restrictions in catastrophe prone areas.
Property
Property – broad appetite
Crime – written in conjunction with Property
Boiler and Machinery – written in conjunction with Property
In house capacity per location – $100,000,000
Specialized Green “Leed” coverage forms
“Clean & Green” Solar Energy coverage forms
Minimum deductible – $1,000 per occurrence
Minimum premium $1,000 Small Property TIV/$2,500 Mid-Large TIV Property schedules for
qualifying risks
Recent Successes
Contractors
Metal Working
Machine Shops
Offices
Medical Facilities
Plastic Worker
Service Businesses (restoration)
Municipalities
Theaters
Churches
Nursing Homes
Specialty Auto For Nursing Homes/Assisted Living
Supporting line to be written with the Property for nursing home facilities, retirement, independent living only
Owned/hired/non-owned
$1,000,000 CSL, Auto Medical $5,000, PIP per endorsement
Uninsured/underinsured motorist-state minimums
Ded: Liability not entertained/PD Collision $1,000 min. Comprehensive $500 min.
Inland Marine
Builder’s Risk up to $100,000,000 (wood frame limited per risk)
OCP Builder’s Risk
Green “Leed” Builders Risk coverage forms
Renovation Builder’s Risk
Installation Floaters
Contractor’s Equipment
Transportation/Motor Truck Cargo (no high theft potential items)
Medical Diagnostic Equipment
Broadcaster’s Coverage (Building, personal property, antennas, etc.)
Wireless Communication (cell sites, etc.)
Equipment Dealers
Fine Arts
Special Floater (i.e. Communication Equipment, Athletic Equipment, Band Uniforms, Business Machines, Caterer’s Equipment, Exhibitions, Fire Equipment, Flags & Banners, Golf Carts)
Solar Equipment: Installation and/ or functioning equipment: Business Income including tax credits
Minimum deductible – $1,000 per occurrence./Minimum premium $750 for qualifying risks
