Professional Liability

Professional liability is designed to respond to claims resulting from the insured’s acts, errors, or omissions arising from the failure to render professional services for others, which the insurance applies.


Policy Highlights:

  • Available as an annual term for practice policy or multi-year term on a project specific basis
  • Available as either primary or additional capacity on unsupported excess
  • Ability to package with other products
  • Damages includes pre- and post-judgment interest and punitive damages where allowable by law
  • Definition of professional services includes services performed on your behalf
  • Exclusion for contractual liability has a contractual exception
  • Circumstance reporting provision is built into the form
  • Event of a pollution claim is as soon as practicable in lieu of immediately
  • No hammer clause
  • Defense costs outside the limits are optional

Coverages:

  • Claims-made and reported
  • Covers legal obligation for damages
  • Broad duty to defend against suits
  • Supplementary payments
  • Rectification and mitigation expense coverages

Related Coverages:

  • Primary casualty
  • Excess casualty
  • Contractors pollution liability

Target Classes:

  • Environmental
    • Consultants
    • Engineers
    • Laboratories
    • Air quality & industrial hygiene consultants
    • Remediation professionals
    • Specialty service providers
  • Energy
    • Drilling Fluids
    • Geologists
    • Geophysical/seismic
    • Landman
    • Mud loggers
    • Measurement while drilling (MWD)
    • Reservoir engineers/reserve modeling
  • General & Trade Contractors
    • Renewables
    • Solar
    • Wind
    • Geo-thermal

Risk Management & Loss Control:

  • Assess
    • Evaluate exposures and existing controls
    • Noise sampling, air quality testing, and other industrial hygiene (IH) services
    • Claim reviews to identify loss trends
    • Policy and procedure review
    • Subcontractor agreement review
    • Environmental site assessment (ESA) reviews
  • Mitigate
    • Risk improvement recommendations
    • Customized service plans
    • Hazzard analysis and critical control point (HACCP) program support
    • Emergency response and disaster recovery guidance
    • Construction management solutions
    • Spill prevention, control, and countermeasure plans
    • Access to products and services

Maximum Capacity:

  • Up to $25M limits

Contact

Ross Driscoll Sr.
Ross@nationaleands.com
(775) 507-2530 ext. 4070
(661) 266-4444 ext. 4070

Ross Driscoll Jr.
Jr@nationaleands.com
(775) 507-2530 ext. 4076
(661) 266-4444 ext. 4076

Jeff Gray
Jeff@nationaleands.com
(775) 507-2530 ext. 4079
(661) 266-4444 ext. 4079

Hank Clark
Hank@nationaleands.com
(775) 507-2530 ext. 4092
(661) 266-4444 ext. 4092

Download Application