Infrared thermography

Infrared Thermography

An often forgotten utility Electrical distribution can often go forgotten, leading to lax or inconsistent maintenance and inspection. When electrical equipment fails it often leads to high equipment replacement costs, lengthy downtimes, and interruption in production or operations. One form of maintenance that can provide a huge benefit, with limited interruption in operation, is infrared […]

Boiler room

Boiler Room Safety

The problem with carbon monoxide Carbon monoxide (CO) has no odor, color, or taste, making it a silent killer. Dangerous concentrations of CO can build indoors unbeknownst to personnel until they become ill. More alarming, personnel usually dismiss early symptoms of CO poisoning because they are like the flu. Couple flu-like symptoms with the COVID-19 […]

4 men in hard hats walking towards a construction site

More Accuracy, Less Risk: The Benefits of Regular Property Valuation

Are your organization’s property values up to date with current pricing models? While a minority of businesses “have done a great job keeping their valuations up to pace,” according to Gregg Cunningham, executive vice president of Property & Marine at Liberty Mutual Insurance, “on average, 75 percent of our commercial insureds are under-valued.” If property […]

Male construction worker in hard hat looking at construction plans

3 tips to guard against construction defect claims.

It’s an unfortunate truth: few building owners and general contractors have managed to remain untouched by the impact of construction defect claims – despite continually striving to deliver quality projects safely, on time, and within budget. In fact, 75 percent of construction industry players participating in a, large-scale risk study by Dodge Data & Analytics reported experiencing […]

Assume the Risk or Push it Down

By Ross Driscoll Jr. Originally Published in C&R Magazine, May/June, 2022 The environmental insurance landscape for restoration contractors is constantly evolving. Whether carriers are updating policy forms, increasing rates, becoming more restrictive, or in­creasing underwriting standards, the one thing that is always constant is change. Over the past two years, I have seen more carriers […]

Cyber Liability: Not Required, But Necessary

By Ross Driscoll Jr. Originally Published in C&R Magazine, March/April, 2022 Business owners seem to be waking up and see­ing the need for better cybersecurity. Cyber liability is still relatively new compared to the rest of the insurance marketplace. I estimate that less than 10% of the restoration industry purchases cyber liability coverage. This is […]

Pandemic Creates a Brand New Market

Pandemic Creates A Brand New Insurance Market For Agents And Brokers Your exclusive invitation from Ross Driscoll Jr. to unlock a new revenue stream for your clients, make sure they are properly covered with anything COVID-19 related, and reduce your own E&O risk with our exclusive… COVID CLEANING COVERAGE (C.C.C.) https://youtu.be/Q4nD3puy_Xo From the beginning of […]

Bailees Coverage Concerns for Restorers

By Ross Driscoll Sr., CIC, CR Originally Published in C&R Magazine, Quarter 3, 2019 If you are a restoration contractor, every day you are taking on risk for other people’s property, even if you are not taking it to your facility. Bailees provides coverage for the care, custody and control of other people’s property in […]

Small Entity Compliance Guide to Renovate Right EPA’s Lead-Based Paint Renovation, Repair Painting Program

A handbook for contractors, property managers and maintenance personnel working in homes and child-occupied facilities built before 1978. Who Should Read this Handbook? Anyone who owns or manages housing or child-occupied facilities built before 1978. Contractors who perform activities that disturb painted surfaces in homes and child-occupied facilities built before 1978 (including certain repairs and […]

Additional Insured Endorsement Considerations for General Contractors 

As a licensed general contractor and insurance broker, I’m often asked by trade and general contractors for guidance with their risk management. Usually, they’ll ask me how I managed risks with my own construction company through the years. We constructed a new building for our company 3 years ago, for which I was the general […]