National E&S Insurance Brokers offers an In house excess casualty program designed to provide retail agents streamlined access to excess casualty capacity for qualified commercial risks. This is an in-house pen program. We have the pen for underwriting decisions, allowing our team to evaluate submissions directly and provide clear, decisive feedback for practical excess structuring.
Direct underwriting authority for decisive feedback.
Pricing visibility during the quoting process.
Streamlined handling from quote to issuance.
When excess placements need to be structured with flexibility, this program provides capacity options that support a range of attachment strategies and tower participation.
The In house excess casualty program is designed for small to mid-sized commercial risks across seven key segments, helping retail agents place excess coverage with speed, clarity, and underwriting consistency.
A focused appetite for restaurants and hospitality accounts where clean underwriting and decisive communication matter.
Commercial and residential contractors, including custom home builders, along with service-oriented businesses.
Real estate exposures, distributors, and light manufacturing risks that benefit from structured excess placement support.
Eligible risks generally fall within the following thresholds, which help keep underwriting consistent and responsive for retail agents.
| Exposure | Threshold |
|---|---|
| Payroll | Up to $2.5MM |
| Revenue | Up to $15MM |
| Restaurants | Up to 60% liquor sales |
| Land | Up to 10,000 acres |
| Apartments | Up to 750 units |
| Real estate | Up to 1,500,000 square feet |
| Dwellings | Up to 150 units |
| Fleet | Up to 25 vehicles |
| Subcontractor costs | Up to $5MM |
To keep the underwriting review efficient, please provide the items below so our team can confirm eligibility, pricing direction, and next steps.
Call our team at (661) 266-4444 to discuss the submission, confirm fit, and identify the best path forward for the placement.
Get full eligibility guidelines, underwriting parameters, excluded classes, and submission requirements in one document.
To keep underwriting consistent and responsive, the program does not accommodate the classes listed below.
If you are placing excess casualty coverage and want direct access to underwriting authority, contact our team to discuss eligibility, attachment strategy, and placement direction. We have the pen for underwriting decisions within this program, and we will provide clear, timely feedback to help you move the placement forward.
Ross Driscoll Sr.
Ross@nationaleands.com
(661) 266-4444 ext. 4070
Ross Driscoll Jr.
Jr@nationaleands.com
(661) 266-4444 ext. 4076
Hank Clark
Hank@nationaleands.com
(661) 266-4444 ext. 4092
Matt Scolari
Matt@nationaleands.com
(661) 266-4444 ext. 4088
Jeff Gray
Jeff@nationaleands.com
(661) 266-4444 ext. 4079
For structured excess capacity backed by in-house decision authority, call (661) 266-4444 and speak with one of our brokers today.
