National E&S environmental team can create a custom pollution legal liability program for your clients with retail & commercial properties providing customized pollution coverage to protect their investments.
Commercial/Retail Real Estate Environmental Impairment Liability (Site Pollution)
Including Asbestos, Lead, and Fungus/Mold or Legionella
National E & S Insurance Brokers, Inc. has relationships with premier writers of site pollution in the US, we have market access other wholesalers dream of having. This program offers coverage for first party clean-up and third party liability claims arising from covered pollution events. Coverage can be provided for all pollutants including Asbestos, Lead, and indoor air quality issues such as Fungus/Mold or Legionella.
Policies may be written for periods of 1 or more years. The rates are extremely competitive and surprisingly affordable for property owners. The mold deductible may be reduced by 50% if the insured has a water intrusion and maintenance plan and uses the services of an approved restoration vendor immediately when a water event occurs. Protect your agency errors and omissions policy by offering this on all renewals. Share this with your insured and gain a competitive edge over your competitors.
Available Coverage:
- Commercial General Liability
- Contractors Pollution Liability
- Errors & Omissions Liability
- Onsite Cleanup Coverage
- Third Party Pollution Legal Liability
- Following Form Excess
Available Enhancements:
- Transportation Pollution Coverage
- Business Interruption Coverage
- AST/UST Coverage
- Separate Defense Limits
- Responsible Insured Language
- Illicit Abandonment Language
- Emergency Response Cost Coverage
- Broadened Bodily Injury De nition
- Natural Resources Damages
- Non-Owned Disposal Liability
- Extended Reporting Periods
- Gradual and/or Sudden Pollution Coverage
- Manuscript Endorsements Crafted to Tailor Coverage for Known Conditions and Special Circumstances
Target Classes:
- Office Buildings/Office Parks
- Warehouse/Distribution Facilities
- Retail Stores/Shopping Malls
- Restaurants
- Automotive Sales/Service Facilities
- Apartment Buildings/Condos
- Manufacturing
- Farm and Agricultural
- Health Care
- Hospitality
- Landfills
- Energy/Oil and Gas
Minimum Premiums:
- $3,500 (Base $1M/1M Limit, One Year Term)
Policy Term:
Program Highlights:
- “A” Excellent A.M. Best Financial Strength Rating
- Flexible and Creative Underwriting
- Customer Service-Based Culture
- Dedicated Environmental Claims Team
- Value-Added Loss Prevention Services
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